IPT Automation Software

ARKK's Automation Platform automates the end-to-end Insurance Premium Tax (IPT) process for insurers and brokers, aggregating premium data from any source, applying the correct standard or higher rate, and producing submission-ready returns for HMRC. Built-in machine learning checks every transaction for errors before submission.

Insurers still relying on spreadsheets or manual processes for IPT face avoidable risk. Manual processes are prone to error, slow to scale across large policy volumes, and leave businesses exposed to misclassified premiums or late returns, since IPT returns are typically due quarterly, with payment due alongside filing.

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Save time

IPT rates are applied automatically to every policy, cutting the manual workload of preparing your return.

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Maximise value

One source-agnostic platform ingests your data once and reuses it across IPT and other reporting obligations, with unlimited users.

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Mitigate risk

ISO27001-certified, with built-in validations that catch rate errors before submission, giving every IPT return a secure, auditable trail.

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Gain visibility

A single dashboard gives you a real-time view of premium data by policy type and rate band, so you always know where every submission stands.

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Stay compliant

Rate bands and thresholds are kept current as HMRC updates its guidance, so your return stays aligned with the latest rules.

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Plan ahead

Continuous oversight replaces the quarterly scramble, giving your team confidence ahead of every filing deadline.

The information that came back from ARKK was so clear and transparent.

Kreeson Thatiha, Head of Finance and Client Money, eToro

I was continually reassured of ARKK's technology and their commitment to customer service.

Darryl Alford, Finance Manager, DPD

ARKK were prepared to be more flexible with how we worked and how we were set up.

Alistair McClelland, Head of Tax, The University of Edinburgh

Simply outstanding service and a real pleasure to work with.

Chris Parsons, Production Director, Radley Yeldar

ARKK are extremely responsive and supportive partners.

Janette Moriarty, Group Financial Reporting Director, Kerry Group

ARKK are invaluable to us… I wouldn't consider another project without them.

Valentin Ramousse, Head of International Business Development & Partner, Emperor Works

The speed and accuracy of implementation was incredible.

Akash Kalaiya, EMEA Tax Manager, Universal Weather and Aviation

+ What is IPT?

IPT (Insurance Premium Tax) is a UK tax applied to most general insurance premiums, charged at either the standard rate or the higher rate depending on the type of insurance. Insurers and brokers must apply the correct rate to each policy and report and pay the tax to HMRC. Returns are typically due quarterly, with payment due alongside filing.

+ How does ARKK automate IPT compliance?

The ARKK Automation Platform aggregates premium data from any source, applies the correct standard or higher IPT rate automatically, and files a submission-ready return directly with HMRC. Built-in machine learning checks every transaction for errors before submission, and the platform maintains a full audit trail across every return.

+ How long does it take to implement ARKK's IPT solution?

The ARKK Automation Platform is designed to be operational in weeks, not months. The modular structure means implementation scope is defined by what you need, so businesses that require only part of the process can go live faster than those implementing the full end-to-end solution. Your dedicated Customer Success team provides guidance throughout onboarding and extended support around quarterly deadlines.

+ Does ARKK integrate with existing ERP and data systems?

Yes. The Platform is source-agnostic, meaning it connects to data from any system, whether that is a policy administration system, ERP, or spreadsheet-based process. Data is ingested once and reused across multiple reporting processes without limits on volume or complexity.

+ How is data secured on the ARKK platform?

ARKK software is ISO 27001 certified, the internationally recognised standard for information security management. The platform includes customisable workflows, defined team roles, and built-in validations, ensuring that access controls and data integrity are maintained throughout the reporting lifecycle.

+ What are risks of managing IPT returns manually?

Insurers still relying on spreadsheets or manual processes face avoidable risk. Manual rate classification is prone to error, slow to scale across large policy volumes, and can result in misclassified premiums or late returns, since IPT returns are typically due quarterly alongside payment.

How ARKK automates IPT

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How the ARKK Automation Platform works